BorderTrip Tools · Schengen + EU travel insurance

Travel Insurance EU Checker

Enter your trip and travellers. We compare a per-trip policy, an annual multi-trip policy and your credit-card cover against the EUR 30 000 Schengen Visa Code line, with the math shown per row.

I have travel insurance via a credit card

Schengen Visa Code Art. 15 — EUR 30 000 minimum medical cover

€50,000Per-trip€34 prem.+€30,000Cardcard€100,000Annual€110 prem.€30,000
Schengen Visa Code Art. 15 — minimum medical cover. Columns are policy candidates; the line is the regulatory constant.
✓Meets Schengen minimum
Trip duration (days)
14
Recommended policy type
Per-trip policy
Per-trip premium estimate (EUR)
€34
Annual multi-trip premium estimate (EUR)
€110
Gap below EUR 30 000 (EUR)
€30,000

Estimates only — we are not an insurance distributor under Directive (EU) 2016/97 (IDD). Links to providers are advertising and may earn us a commission per IDD Art. 17.

Pricing dataset verified: 2026-06-08

Disclaimer

Results are estimates only. We are not an insurance broker and do not sell policies. Premiums are indicative ranges sourced from carrier tariff sheets; the policy you buy will price its own quote. Consult a regulated broker for advice.